Terms of Service

1. Acceptance of Terms

By accessing and using the MalayForRetire website ("Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you should not use this Website.

2. Service Description

MalayForRetire provides educational information and guidance related to retirement planning in Malaysia. Our services include:

• Information guides about EPF and the Malaysian retirement system
• Retirement planning calculators
• Educational articles and resources
• Videos and webinars on financial topics

3. Account Registration

To access certain features of the Website, you may need to register an account. You agree to:

• Provide accurate, complete, and current information
• Maintain the confidentiality of your password
• Be responsible for all activities under your account
• Notify us immediately of any unauthorized use

4. Permitted Use

You agree to use the Website only for lawful purposes. You may not:

• Use the Website in a way that violates Malaysian law
• Send offensive, defamatory, or illegal material
• Attempt to gain unauthorized access to our systems
• Interfere with or compromise the security of the Website
• Use bots or automated methods to access services
• Copy, modify, or distribute content without permission

5. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of MalayForRetire or our licensors and is protected by Malaysian and international copyright laws.

You are granted a limited, non-exclusive license to access and use the Website for personal, non-commercial purposes only.

6. Third Party Content

The Website may contain links to third party websites. We are not responsible for the content, privacy policies, or practices of those websites. Your use of third party websites is at your own risk.

7. Limitation of Liability

To the extent permitted by law, MalayForRetire will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

8. Indemnification

You agree to defend, indemnify, and hold harmless MalayForRetire, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from your use of the Website.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon publication on the Website. Your continued use of the Website after changes are published constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms are governed and interpreted in accordance with Malaysian law. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of Malaysian courts.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at:

MalayForRetire
Email: [email protected]
Phone: +60 12-277 5412
Address: 14, Jl. USJ 6/2j, Usj 6, 47610 Subang Jaya, Selangor, Malaysia