Privacy Policy
Last updated: 04/02/2026
1. Introduction
At MalayForRetire, we respect your privacy and take our responsibilities seriously. This Privacy Policy explains how we (MalayForRetire and our wholly-owned subsidiaries) collect, use, disclose and protect your personal information, and how you can exercise your privacy rights.
This policy covers our compliance with the Personal Data Protection Act 2010 (PDPA) and related principles.
2. Personal Information We Collect
The personal information we collect depends on how you interact with us. It may include:
- Identification details: your name, date of birth, contact details (phone number, residential/postal address, email address), gender.
- Employment details: employment status and employer information, salary, and EPF contribution details.
- Government identification: ID card number; residency status and related ID documents (e.g., driving license, passport, birth certificate).
- Family and beneficiaries: spouse/partner details, dependents, and nominated beneficiaries.
- Health information: medical and health-related details (for insurance, claims, or where required).
- Financial information: your bank account details; information about investments, assets, liabilities, insurance, and income.
- User interactions: records of communications and interactions with you, including engagement with our marketing communications.
3. How We Use Your Information
We use your personal information to:
- Provide services and information you request
- Process applications and transactions
- Communicate with you about your account and services
- Conduct research and analysis to improve our services
- Comply with legal and regulatory requirements
- Prevent fraud and illegal activities
4. Information Sharing
We may share your personal information with:
- Service providers who help us operate our business
- Government agencies such as LHDN, EPF, and other regulatory bodies when required by law
- Professional advisors including lawyers, accountants, and auditors
- Third parties with your consent
5. Data Security
We take reasonable steps to protect your personal information from loss, theft, unauthorized access, disclosure, copying, use or modification. This includes encryption, access controls, and regular security audits.
6. Your Rights
Under the PDPA, you have the right to:
- Access your personal information that we hold
- Correct inaccurate or incomplete information
- Withdraw consent for processing
- Request deletion of data in certain circumstances
7. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can manage your cookie preferences through your browser settings.
8. Contact Us
If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at:
MalayForRetire
Email: [email protected]
Phone: +60 12-277 5412
Address: 14, Jl. USJ 6/2j, Usj 6, 47610 Subang Jaya, Selangor, Malaysia